Terms and Conditions

By using this website, you agree to be bound by these terms and conditions, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws.

Morivalto provides educational content about personal finance and informational resources. This site does NOT offer financial services, investment advice, or banking products. All content is purely educational.

The information provided on this site is for educational purposes only and does not constitute financial, legal, or investment advice. We do not guarantee the accuracy, completeness, or timeliness of the information. Any financial decisions you make based on information from this site are at your own risk.

All content on this site, including text, graphics, logos, and images, is the property of Morivalto and is protected by Paraguay's intellectual property laws and international treaties.

You agree not to use this site for any illegal purpose or any purpose prohibited by these terms. You may not attempt to gain unauthorized access to any part of the site or connected systems.

In no event shall Morivalto be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use this site or its content.

We reserve the right to modify these terms at any time. Modifications will take effect immediately upon posting on the site. Your continued use of the site constitutes acceptance of the modified terms.

These terms shall be governed and construed in accordance with the laws of the Republic of Paraguay, without giving effect to any principles of conflicts of laws.

For inquiries about these terms and conditions, you can contact us at: legal@morivalto.com